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SME Loan

The Bank provides both working capital and term loan for selected by Entrepreneurship Promotion Division (EPD), Department of Labor of the Royal Government of Bhutan (RGOB) to start new business. The scheme is guaranteed by the RGOB under a loss sharing pattern of 60:40 with the lending institution in the event of failure of business. The EDP is responsible for the selection, screening, getting clearances from the Government, extending technical support and joint monitoring of the business unit of the aspiring entrepreneur.

  • Basic Entrepreneurship Course (BEC) graduates
  • Comprehensive Entrepreneurship Course (CEC) graduates

Click here to refer interest rate chart

  • 100% or Nu.500,000.00 whichever is lower
  • 85% of the project cost or Nu.1,000,000.00 for CEC whichever is lower

  • Maximum 5 years for BEC
  • Maximum 10 years for CEC

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