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Deposit Interest Rates

Sl. No Deposit Products Maximum Tenor ( in years) Existing Individual
Deposit Interest Rate (%)
Revised Individual
Deposit Interest Rate (%) (w.e.f 1st May, 2019)
1 Current Deposit Unlimited Nil  
2 Saving Deposit Unlimited 5.5  
3 Fixed Deposit 45 days N/A N/A
4 Fixed Deposit 60 days N/A N/A
5 Fixed Deposit 90 days N/A N/A
6 Fixed Deposit 91 to less than 120 days 5 5
7 Fixed Deposit 120 to less than 180 days 5 5
8 Fixed/Recurring Deposit 180 to less than 270 days 5.5 5.5
9 Fixed/Recurring Deposit 270 to less than 1 year 5.5 5.75
10 Fixed/Recurring Deposit 1 year to less than 2 years 6.75 6.75
11 Fixed/Recurring Deposit 2 year to less than 3 years 7.25 7.25
12 Fixed/Recurring Deposit 3 year to less than 4 years 8 8
13 Fixed/Recurring Deposit 4 year to less than 5 years 8 8
14 Fixed/Recurring Deposit 5 year to less than 7 years 8.25 8.25
15 Fixed/Recurring Deposit 7 year to less than 10 years 8.5 8.5
16 Fixed/Recurring Deposit 10 years and above 9 9
17 FD for SC & Religious Bodies      
18 Savings Deposit Rate.p.a.   5.25 5.75

Loans Interest Rates

Sl. No Loan Products Maximum Tenor ( in years) Fixed Rate Floating Rate
1 Loan to SME 5   10.75%
2 Trade & Commerce (business loan) 10 13% 12.75%
3 Manufacturing and Industry 15 11% 10%
4 Earth moving equipment (heavy) 5   12.50%
5 Service & Tourism -up to 20 years 20 10% 9.25%
6 Service & Tourism -up to 10 years 10 10% 9.25%
7 Housing Residential/renovation 20 11% 9.75%
8 Housing Commercial/renovation 20 11% 10%
9 Transport loan (Light Vehice)-Salary Based 5   9.75%
10 Transport light (Commercial purpose) 5   11.50%
11 Transport Heavy- (commercial purpose) 5   10.75%
12 Transport -Public buses 5   10.25%
13 Transport-Tourism 5   10.25%
14 Personal loan 5   13.00%
15 Mortgage Loan 5   12.50%
16 Computer/gadget loan 2   11.00%
17 Govt. Employee Loan 5   9.00%
18 Loan Against Shares 10 11.00% 10.95%
19 Festival Loan 5   9.45%
20 Education loan 5   12.00%
21 PSL-Agriculture CSI 5 8.00% Not Applicable
22 PSL- Non-Agriculture CSI 10 8.50% Not Applicable
23 WC- Trade and Commerce 1   12.50%
24 WC- Service and Tourism 1   11.00%
25 WC- Manufacturing and Industry 1   11.00%

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