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Working Capital to Manufacturing Industry

Manufacturing industry looking for bank finance to meet its working capital need to finance purchase of raw materials, payment to trade creditors, salary payment, utility expenses etc. T Bank is there to keep your business on going concern through Working Capital to Manufacturing Industry.

All types of manufacturing and processing companies/units.

Click here to refer interest rate chart

Maximum of 75% of the assets of the company or 50% of the stock value of the company.

One year subject to review and renewal thereafter

  • Application
  • Copy of citizenship identity card.
  • Business income tax and personal income tax assessment for individuals & Business units, if it is in operation.
  • Certificate of Incorporation issued by the ROC, if applicable.
  • Audited Financial Statements- Balance sheet & P& L Account for last three years, if it is in operation.
  • Projected profit & loss statement for next financial year.
  • Latest stock position, if it is in operation.
  • Invoice of stocks to be purchased.
  • Valid Trade License.
  • Board resolution wherever applicable.
  • Copy of tax paid and clearance certificate (not applicable to new business).
  • Copy of stock insurance/ building insurance/company assets insurance.
  • Ownership certificate(s) of the collateral security offered to bank.
  • Consent letter from the joint owner or co-owner if the collateral provided is in joint and co-ownership.
  • For family owned land, family (household) register issued by Department of Civil Registration and Census, MoHCA and NOC from family members (18 years and above) (if applicable).

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