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Loans Interest Rates

                                                                                                                       Existing lending rate of T Bank Limited
Sl. No Loan Products Maximum Tenor ( in years) Fixed Rate Floating Rate
1 Loan to SME 5   10.75%
2 Trade & Commerce (business loan) 10 13% 12.75%
3 Manufacturing and Industry 20 11% 9.50%
4 Earth moving equipment (heavy) 5   12.50%
5 Service - Hotel & Tourism sector 30 10% 9.25%
6 Service - Other service sector (Schools, Colleges, Institutions, Sport complex, etc) 30 10% 9.00%
7 Service & Tourism - up to 7 years (Set up/ renovation of restaurant, workshop, travel agent, etc) 7 10% 9.00%
8 Housing Residential/renovation 30 11% 9.75%
9 Housing Commercial/renovation 30 11% 10.00%
10 Transport loan (Light Vehicle)-Salary Based 5   9.75%
11 Transport light (Commercial purpose) 5   11.50%
12 Transport Heavy- (Commercial purpose) 5   10.75%
13 Transport -Public buses 5   10.25%
14 Transport-Tourism 5   10.25%
15 Personal loan 5   13.00%
16 Mortgage Loan 5   12.50%
17 Computer/gadget loan 2   11.00%
18 Govt. Employee Loan 5   9.00%
19 Loan Against Shares 10 11.00% 10.95%
20 Festival Loan 5   9.45%
21 Education loan 5   10.00%
22 PSL-Agriculture CSI 5 8.00% NA
23 PSL- Non-Agriculture CSI 10 8.50% NA
24 WC- Trade and Commerce 1   12.50%
25 WC- Service and Tourism 1   11.00%
26 WC- Manufacturing and Industry 1   9.75%
27 Export Packaging Credit (EPC)      
  1. Unsecured Loan 1   12.00%
  2. Secured Loan 1   9.00%
28 Special Education Loan      
  1. Unsecured Loan 5 10.00% NA
  2. Secured Loan 5 9.00% NA

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