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Loans Interest Rates

Sl. No Loan Products Maximum Tenor ( in years) Fixed Rate Floating Rate
1 Loan to SME 5   10.75%
2 Trade & Commerce (business loan) 10 13% 12.75%
3 Manufacturing and Industry 15 11% 10%
4 Earth moving equipment (heavy) 5   12.50%
5 Service & Tourism -up to 20 years 20 10% 9.25%
6 Service & Tourism -up to 10 years 10 10% 9.25%
7 Housing Residential/renovation 20 11% 9.75%
8 Housing Commercial/renovation 20 11% 10%
9 Transport loan (Light Vehice)-Salary Based 5   9.75%
10 Transport light (Commercial purpose) 5   11.50%
11 Transport Heavy- (commercial purpose) 5   10.75%
12 Transport -Public buses 5   10.25%
13 Transport-Tourism 5   10.25%
14 Personal loan 5   13.00%
15 Mortgage Loan 5   12.50%
16 Computer/gadget loan 2   11.00%
17 Govt. Employee Loan 5   9.00%
18 Loan Against Shares 10 11.00% 10.95%
19 Festival Loan 5   9.45%
20 Education loan 5   12.00%
21 PSL-Agriculture CSI 5 8.00% Not Applicable
22 PSL- Non-Agriculture CSI 10 8.50% Not Applicable
23 WC- Trade and Commerce 1   12.50%
24 WC- Service and Tourism 1   11.00%
25 WC- Manufacturing and Industry 1   11.00%

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