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Mortgage Loan

Do you have an urgent need for cash? Enjoy the flexibility of liquidity along with access to cash without selling off your securities with T Bank’s Mortgaged Loan will fulfill your need.

Any individual who can provide immovable properties like land and building registered in his name/family members and located in urban and semi-urban location.

Click here to refer interest rate chart

Maximum limit of Nu.500,000/- only.

Maximum term of 5 years.

  • Copy of citizenship identity card of both the applicant and the guarantor.
  • One recent passport size photographs of the applicant and the guarantor if any.
  • Ownership certificates of collateral security offered to bank.
  • Property valuation/assessment certificates for collateral securities.
  • Copy of valid Insurance Policy for building offered as collateral.
  • Copy of business license in case the loan is to be serviced from business earnings.
  • Stamped and witnessed Letter of Consent for extension of charges duly signed by the property owner.
  • The Co-owner or joint owner of the property has to stand as a Guarantor where the property is charged to the Bank as collateral (Fixed assets only).
  • For family owned land, family tree (household) register issued by Department of Civil Registration and Census, MoHCA and NOC from family members (18 years and above) (if applicable).
  • Proof of income to service the loan - verified rental income, BIT, etc.

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