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Personal Loan

This loan can be used for plenty of purposes! You can be availed when you are planning a vacation, renovating your home or arranging a dream wedding for yourself or somebody special in the family, unplanned emergency or planned purchase, avail T Bank Personal Loan for all your needs.

Existing Customers with good track record having adequate immovable assets and reliable source of income

Click here to refer interest rate chart

Maximum limit of Nu.500, 000/- only.

Maximum term of 5 years

  • Copy of Citizenship identity card of both the applicant and the guarantor.
  • Two recent passport size photographs of the applicant.
  • Ownership certificates of collateral security offered to bank.
  • Property valuation/assessment certificates for collateral securities.
  • Copy of valid Insurance Policy for building offered as collateral, if applicable.
  • Copy of business license in case the loan is to be serviced from business earnings.
  • Stamped and witnessed Letter of Consent for extension of charges duly signed by the property owner, if applicable.
  • The Co-owner or joint owner of the property has to stand as a Guarantor where the property is charged to the Bank as collateral.
  • For family owned land, family tree (household) register issued by Department of Civil Registration and Census, MoHCA and NOC from family members (18 years and above) (if applicable).
  • Proof of income to service the loan-verified rental income via way of rental receipts, BIT, etc.

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