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Working Capital to Service Industry

Service industry looking for bank finance to meet its day-to-day functioning of the business for making payment such as salary, utility bills, rents etc. T Bank is there to assist your financial requirement through Working Capital to Service Industry.

Individual/firms who wish to start hotel/resort/schools/Colleges or any project involved in the business of delivering services.

Click here to refer interest rate chart

Maximum of 75% of the collateral value or 50% of the hotel/company stock value.

20 year including gestation period.

  • Application
  • Copy of citizenship identity card.
  • Business income tax paid certificate and personal income tax assessment for individuals & Business units, if it is in operation.
  • Certificate of Incorporation issued by the ROC, if applicable
  • Audited Financial Statements- Balance sheet & P& L Account for last three years, if it is in operation.
  • Projected profit & loss statement for next financial year.
  • Valid Trade License.
  • Board resolution wherever applicable.
  • Copy of tax paid and clearance certificate (not applicable to new business).
  • Copy of stock insurance/ building insurance/company assets insurance.
  • Ownership certificate(s) of the collateral security offered to bank.
  • Consent letter from the joint owner or co-owner if the collateral provided is in joint and co-ownership.
  • For family owned land, family (household) register issued by Department of Civil Registration and Census, MoHCA and NOC from family members (18 years and above) (if applicable).

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